Kharcha records your Cash In and Cash Out, shares books with your staff using exact permissions, reminds you before EMIs and client payments, and backs up everything to Excel or Google Drive.
Only the amount and remark are required. Everything else is optional, so entries take seconds.
Keep Shop, Home, Staff Salary or Site 2 in separate books, organised in business folders.
Filter by date, type, party, member, payment mode and category. Search any remark or amount.
Give each staff member only the books you choose, with view, add, edit, delete or download rights.
Monthly EMIs, rent, salaries and client dues, with alerts before the due date, on the day, and when overdue.
Know instantly when your staff add, edit or delete an entry, wherever you are.
Cash In vs Out by day or month, with breakdowns by category, party, book, mode and team member.
Download everything to your phone as Excel, or back up automatically to your own Google Drive.
Add your logo, address and GSTIN, and make your own categories and payment modes.
No training needed. If you can use WhatsApp, you can use Kharcha.
Use your name, email and mobile number. Your first cash book is ready instantly.
Type the amount and what it was for. Date and time are filled in for you.
Invite partners and staff, and choose exactly which books they can see and change.
Get alerts, reminders and reports, and back up to Excel or Google Drive anytime.
Start free. Upgrade any time and pay with any UPI app. Prices include all taxes, if applicable.
Plans don't renew automatically. See our Refund Policy.
Still unsure? Message us on WhatsApp.
Yes. All data is sent over encrypted HTTPS, and passwords are stored encrypted. Only people you add to your business can see its books. We don't show ads and never sell data. Read our Privacy Policy.
No. Kharcha only saves what you type. It does not read SMS, contacts or bank details.
Only if you allow it. For every book you choose exactly what each staff member can do: view, add, edit, delete or download.
Yes. Log in with the same mobile number or email on Android, iPhone or any browser, and everything stays in sync.
Open Subscription in the app, scan the UPI QR (or tap Pay), then enter the UTR / transaction ID. Your plan is activated after we verify the payment, usually within a few hours.
In the app, open My Profile → Delete my account. This removes your account and all businesses you own. Details are in the Privacy Policy.
Need help setting up your shop or team? We're happy to help, in English, Hindi or Punjabi.